Until the year the Beneficiary of the RDSP (the person with the disability) turns 19, Family Income is based on the parents’ collective net income. If the parents are divorced, Family Income is based on the primary parent’s income.
Beginning the year the Beneficiary turns 19 years of age, Family Income is based on his/her own net income. If the Beneficiary is married or has a common law spouse, Family Income is based on their collective net income.
Net Income is found on line 236 of a tax return or notice of assessment.